When it comes to insurance for your business, it can be a mine field. That’s one of the reasons you want to make sure you do business with an insurance agent. My personal preference…use an independent agent (yes, like me!) to assist you in making insurance related decisions.
One of the coverages you may want to consider is Employer Practice Liability Insurance (EPLI). Why? It covers you for mistakes you make as employer.
To that end, check out this article. http://www.roughnotes.com/in_action/v44.08.2010/
If you would like to know more, please let me know.